What CMS data shows for Florida
We name companies on one page only, built from CMS's 2027 Landscape file, October 2026 enrollment data and the 2027 plan crosswalk, with the files cited: Florida plans ending in 2027. It shows which companies are leaving which counties, which plans are ending, and how many people are affected in each county. In summary:
- Companies leaving counties: four companies stop selling regular Medicare Advantage plans in some Florida counties, affecting at least 18,986 members. Together they leave counties from Miami-Dade, Broward and Palm Beach to Tampa Bay, Greater Orlando, Jacksonville, the Gainesville area, Southwest Florida and the Treasure Coast.
- Plans ending: other companies end some plans in counties where they keep others, affecting at least 283,787 more people. This is the larger group, and it reaches nearly every county, from the Panhandle to Southwest Florida.
- Still available: statewide, CMS lists 22 companies and 297 Medicare Advantage plans open to everyone for 2027. Miami-Dade still has {{fl:plans.counties.Miami-Dade.ma:n}} plans open to everyone, Hillsborough 52 and Lee 34.
"Regular" means plans open to everyone with Medicare in the county. Special needs plans, such as D-SNPs for people with Florida Medicaid, are counted separately; see D-SNPs in Florida.
How to tell if you're affected
| Letter you got | What it means |
|---|---|
| Plan non-renewal notice | Your plan is leaving Medicare or your county. You must choose new coverage. |
| Annual Notice of Change | Your plan continues with changes for 2027. Review it. |
| Letter saying you'll be moved to another plan from the same company | Your plan is being replaced. Check that the new plan covers your doctors and drugs. |
Florida retirees in the State Group Insurance Program's group Medicare Advantage (MA-PD) plans aren't in these individual plans; ask People First before joining any other plan. See Florida state retirees and Medicare.
What to do if your plan is leaving
- Keep your letter. It shows your special enrollment period and your right to buy Medigap without health questions.
- List your doctors and medicines. Have the list ready before you compare.
- Compare your options. Another Medicare Advantage plan in your county, or Original Medicare with a Part D plan and a Medigap policy. See plans for your ZIP code.
- Choose by December 31, 2026. Coverage then starts January 1, 2027. The special enrollment period runs through February 28, 2027, but later choices leave a gap.
If you do nothing, you go back to Original Medicare on January 1, without drug coverage. Step-by-step help is on my plan is ending in 2027. To compare plans from the companies they work with, you can request a call from a licensed insurance agent.
Related questions
My plan is ending. What do I do?
Deadlines and steps.
Can I go back to Original Medicare?
And what happens with Medigap.
When is open enrollment?
October 15 to December 7, 2026.
Sources
- CMS — Medicare Advantage and Part D Landscape files, contract years 2026 and 2027
- CMS — Medicare Advantage and Part D contract and enrollment data (October 2026 enrollment)
- CMS — Plan crosswalks (2027 plan crosswalk)
- Medicare.gov — Special Enrollment Periods (plan contract not renewed)
- Florida Statutes — s. 627.6741 (Medigap renewability, guaranteed issue)
More questions in this guide
- Can I change my Medicare Advantage plan after January 1 in Florida?
- When is Medicare open enrollment in Florida for 2027 coverage?
- My Medicare Advantage plan is ending in 2027 in Florida. What do I do?
- Can I switch from Medicare Advantage back to Original Medicare in Florida?
- What is the Annual Notice of Change letter from my Medicare plan?
Part of the guide: Medicare Open Enrollment in Florida (2027 Plans) · All questions
Frequently asked questions
How many companies offer Medicare Advantage in Florida for 2027?
The CMS 2027 Landscape file lists 22 companies offering Medicare Advantage plans open to everyone somewhere in Florida. Which ones serve you depends on your county.
Is any Florida county losing Medicare Advantage entirely?
No. Every one of Florida's 67 counties still has Medicare Advantage plans open to everyone in 2027, and Original Medicare is available everywhere.
Is my Medigap policy affected?
No. These changes are about Medicare Advantage plans. Under Florida law a Medigap policy is guaranteed renewable; the company can cancel it only for nonpayment or material misrepresentation.
My plan sent a letter about changes, not ending. What now?
That's likely your Annual Notice of Change, which lists next year's changes. Your plan continues unless you switch; open enrollment runs through December 7, 2026.
Medicare in your Florida county
Plans, local agents and help, county by county: Miami-Dade · Broward · Palm Beach · Hillsborough · Orange · Duval · Pinellas · Lee · Polk · Pasco · Brevard · Volusia · Seminole · Sarasota · Osceola · Manatee · Lake · Marion · Collier · St. Lucie · All 67 counties →
