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Jump to a region: South Florida · Tampa Bay and Sarasota · Central Florida and The Villages · Southwest Florida and the Heartland · Space Coast and Treasure Coast · Northeast Florida · North Central Florida · The Panhandle · The Florida Keys
Plans open to everyone are Medicare Advantage plans, with or without drug coverage, that anyone with Medicare in the county can join. Source: CMS Landscape files, 2026 and 2027.
South Florida
South Florida, from Miami and Fort Lauderdale to West Palm Beach.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Broward County | Fort Lauderdale, Pembroke Pines | 44 | -6 | 62 |
| Miami-Dade County | Miami, Hialeah | 41 | -5 | 60 |
| Palm Beach County | West Palm Beach, Boca Raton | 49 | -6 | 62 |
Tampa Bay and Sarasota
The Tampa Bay area and Sarasota, from Brooksville and New Port Richey to Bradenton and Sarasota.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Hernando County | Brooksville | 40 | -11 | 53 |
| Hillsborough County | Tampa, Plant City | 52 | -6 | 72 |
| Manatee County | Bradenton, Palmetto | 41 | -5 | 46 |
| Pasco County | Zephyrhills, New Port Richey | 49 | -8 | 71 |
| Pinellas County | St. Petersburg, Clearwater | 50 | -7 | 68 |
| Sarasota County | North Port, Sarasota | 41 | -2 | 48 |
Central Florida and The Villages
Central Florida, around Orlando, Daytona Beach, Lakeland, Ocala and The Villages.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Lake County | Clermont, Leesburg | 48 | -7 | 54 |
| Marion County | Ocala, Belleview | 51 | -4 | 56 |
| Orange County | Orlando, Apopka | 45 | -14 | 61 |
| Osceola County | Kissimmee, St. Cloud | 45 | -13 | 67 |
| Polk County | Lakeland, Winter Haven | 50 | -11 | 60 |
| Seminole County | Sanford, Altamonte Springs | 46 | -13 | 67 |
| Sumter County | Wildwood, Bushnell | 48 | -4 | 58 |
| Volusia County | Deltona, Daytona Beach | 47 | -1 | 46 |
Southwest Florida and the Heartland
Southwest Florida and the Heartland, from Port Charlotte, Fort Myers and Naples inland to Sebring and Okeechobee.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Charlotte County | Punta Gorda | 33 | -8 | 29 |
| Collier County | Naples, Marco Island | 32 | -11 | 27 |
| DeSoto County | Arcadia | 26 | -4 | 22 |
| Glades County | Moore Haven | 27 | +6 | 16 |
| Hardee County | Wauchula, Bowling Green | 23 | -2 | 24 |
| Hendry County | Clewiston, LaBelle | 22 | same | 16 |
| Highlands County | Sebring, Avon Park | 25 | -12 | 22 |
| Lee County | Cape Coral, Fort Myers | 34 | -7 | 33 |
| Okeechobee County | Okeechobee | 25 | +4 | 22 |
Space Coast and Treasure Coast
The Space Coast and Treasure Coast, from Titusville and Melbourne to Vero Beach, Port St. Lucie and Stuart.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Brevard County | Palm Bay, Melbourne | 45 | +2 | 31 |
| Indian River County | Sebastian, Vero Beach | 43 | -1 | 51 |
| Martin County | Stuart, Indiantown | 33 | -7 | 40 |
| St. Lucie County | Port St. Lucie, Fort Pierce | 35 | -9 | 46 |
Northeast Florida
Northeast Florida, around Jacksonville, St. Augustine and Palm Coast.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Baker County | Macclenny, Glen St. Mary | 18 | -7 | 19 |
| Clay County | Green Cove Springs, Orange Park | 40 | -5 | 39 |
| Duval County | Jacksonville, Jacksonville Beach | 42 | -4 | 45 |
| Flagler County | Palm Coast, Flagler Beach | 42 | -1 | 31 |
| Nassau County | Fernandina Beach, Hilliard | 33 | -1 | 26 |
| Putnam County | Palatka, Crescent City | 24 | +3 | 19 |
| St. Johns County | St. Augustine, St. Augustine Beach | 38 | -6 | 32 |
North Central Florida
North Central Florida, from Gainesville and Lake City to the Suwannee Valley and the Nature Coast.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Alachua County | Gainesville, Alachua | 16 | -8 | 22 |
| Bradford County | Starke, Lawtey | 15 | -2 | 14 |
| Citrus County | Inverness, Crystal River | 35 | -4 | 48 |
| Columbia County | Lake City, Fort White | 16 | -7 | 14 |
| Dixie County | Cross City, Horseshoe Beach | 13 | -2 | 8 |
| Gilchrist County | Trenton, Bell | 13 | -2 | 8 |
| Hamilton County | Jasper, Jennings | 12 | -3 | 8 |
| Lafayette County | Mayo | 12 | -3 | 8 |
| Levy County | Williston, Chiefland | 18 | -4 | 12 |
| Madison County | Madison, Greenville | 17 | -4 | 7 |
| Suwannee County | Live Oak, Branford | 11 | -3 | 8 |
| Taylor County | Perry | 17 | -4 | 7 |
| Union County | Lake Butler, Worthington Springs | 12 | -2 | 8 |
The Panhandle
The Panhandle and Big Bend, from Pensacola and Fort Walton Beach to Panama City and Tallahassee.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Bay County | Panama City, Lynn Haven | 19 | -4 | 13 |
| Calhoun County | Blountstown, Altha | 17 | -4 | 7 |
| Escambia County | Pensacola, Century | 28 | -4 | 23 |
| Franklin County | Carrabelle, Apalachicola | 17 | -3 | 7 |
| Gadsden County | Quincy, Midway | 17 | -4 | 7 |
| Gulf County | Port St. Joe, Wewahitchka | 13 | -4 | 7 |
| Holmes County | Bonifay, Ponce de Leon | 13 | -4 | 7 |
| Jackson County | Marianna, Graceville | 13 | -4 | 7 |
| Jefferson County | Monticello | 17 | -4 | 7 |
| Leon County | Tallahassee | 13 | -1 | 7 |
| Liberty County | Bristol | 17 | -4 | 7 |
| Okaloosa County | Crestview, Fort Walton Beach | 18 | -2 | 13 |
| Santa Rosa County | Milton, Gulf Breeze | 28 | -4 | 23 |
| Wakulla County | Sopchoppy, St. Marks | 17 | -4 | 7 |
| Walton County | Freeport, DeFuniak Springs | 21 | -4 | 14 |
| Washington County | Chipley, Vernon | 13 | -4 | 7 |
The Florida Keys
The Florida Keys, the island chain from Key Largo to Key West.
| County | Largest towns | Plans open to everyone | Change from 2026 | Special needs plans |
|---|---|---|---|---|
| Monroe County | Key West, Marathon | 7 | same | 1 |